30-Day Money Saving Challenge! (For students)

Kat Melocoton | Photo by Fabian Blank


When I was younger, I love to save money to buy things I want. But the moment I grew up, I realized that money is not easy to find, that’s why I promised to myself that I should be wise about spending it.

I believe saving money is not the same as being a good steward of it. We can save as big as we can, but after all, spend it on unnecessary things. It takes a lot of patience and discipline. So if you are a student that plans to save money, here are my practical tips:


Prioritize the “needs” more than the “wants”.


Whenever I save money, I always set priorities. Want and need are different. A need is something necessary, while a want is simply a thing you would like to have. It’s easy to confuse up wants and needs, cut your budget, and lose sight of your aim to live frugally.

So what’s the solution? Planning and saving are not that hard if you know what to prioritize. You should start to understand what is a need, when something is a want and start saving.


Determine the reason why you save.


One of the best ways to set aside money is to define an objective. Why do you save? Begin by considering what you should need to put something aside for. Afterward, figure out how much money you’ll need and to what extent it may take you to spare it. Keep in mind that the key to saving money is being aware of how you are spending your money and cutting out bad habits.

If you want to start saving, start in simple and little ways — like putting your money in a money box. So I made a simple 1 Month Ipon Challenge for you! You are free to print out this for personal use. You don’t need to buy a fancy money box, what’s important is to start saving! Click here to get this pdf and start your money saving challenge today!


Be wise about spending it.


There is nothing wrong with buying clothes, gadgets, foods or things you want. You can go to a store and buy your favorite double chocolate chip ice cream. Or maybe get the shirt that perfectly fits you in the mall. God wants to see you smiling whenever you stopped by for a shop and look for the things you like. He provides all the money we have so we can look for our needs.

God wants the best for us. But even though He gave us freedom about how to use our money, he wants us to be wise about spending it. Remember, those who are faithful in little matters can be entrusted with bigger and greater things. Happy saving!

He that is faithful in a very little is faithful also in much: and he that is unrighteous in a very little is unrighteous also in much. — Luke 16:10 ASV

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